The majority of people store things such as their wallet, keys, and cell phone in their purse when they are out of the house. Considering the importance of these items, it can be terrifying to have your purse stolen. Quick thinking in the event of having your purse stolen can minimize the damage and help prevent future problems. Use the following tips to deal with having your purse stolen:
Immediately Contact Your Bank and Credit Card Companies
The last thing you want is for a thief to have access to your credit and debit cards. Quickly reporting your cards stolen can prevent them from being used; in the case that they have already been used before you report them stolen, you are likely able to recoup the funds, depending on the policy of your bank or credit card issuer. Once your cards are cancelled, you will be sent new cards with different account numbers.
Call a Locksmith
If your keys have been stolen, you will likely need the services of a locksmith. A locksmith can quickly help you gain access to your home when you are locked out without your keys. Even if you have an extra set of house keys, it is a good idea to also ask the locksmith to re-key all of your locks. A thief who steals your whole purse likely has access to your drivers license. so he or she will know your home address. Re-keying your locks will prevent a thief who has your keys and address from potentially burglarizing your home.
Re-key Your Mailbox
It is a good idea to also ask your locksmith to re-key the lock on your mailbox. You will be having new credit cards sent to you, along with any sensitive material that is mailed to you on a daily basis--don't let the thief that stole your purse use your own keys to steal your mail. Re-keying a mailbox doesn't take long, and it will give you great peace of mind to know that your personal mail is safe.
Put an Alert on Your Credit Report
Many items that people keep in their purses (like a drivers license) contains personal information that a thief can use to try to steal your identity. After your purse is stolen, it is in your best interest to put an alert on your credit report by contacting Equifax Canada or TransUnion Canada. A credit alert can help prevent fraud and identity theft while also protecting your credit.
For more information, contact a business such as Key West Locksmiths Ltd.